P2P Money Transfer with TransferWise’s Harsh Sinha

Transferring money from one country to another is expensive, and the banks that facilitate money transfer have tricked us into believing that it should be expensive. On today’s show, Harsh Sinha explains the peer-to-peer system of transferring money with TransferWise, where he works as VP of engineering.
Harsh also discusses the larger picture of FinTech companies. The emergence of so many companies at the intersection of finance and technology is no accident. The 2008 financial crisis created a loss of trust in the existing financial system. Simultaneously, smart phones and cheap cloud computing has created opportunities for newer companies like TransferWise to position themselves as a new option for consumer banking.


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